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Archive for November, 2008

Online Auto Insurance Baton Rouge Louisiana

Readers Question

Is it very difficult to get car insurance online?

Larry

Baton Rouge,LA

Great Question, Larry

With the ease now of being able to go online and get free, cheap car insurance quotes in no time at all shouldn’t prevent anyone from finding out just what is available in a matter of seconds. Today car or auto insurance companies offer a wide range of policies and plans to their customers and can offer discount free online cheap car insurance quotes. It’s easy to find out if you’re paying too much for your auto insurance because you can easily get free, online, cheap car insurance quotes from insurance companies so you can compare rates with other companies.

Of course if you’re already insured you can choose to stay with your present company or go with a new company if you want to, but low cost or cheaper rates may be a good reason to switch to another company. You also need to find out if it’s possible to make your monthly or quarterly payments online. This can save you a lot of hassle and avoid cancellation of your insurance because you can pay early and know they have received your payment, where sometimes by mail payments get lost. You’ll want to make sure that you have full coverage or at least the coverage you basically need in your insurance policy and that the insurance agents will be easy to contact at their office or home most of the time.

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SR22 Non Owners Insurance Metairie, Louisiana LA

Can I buy an SR22 if I currently do not own an automobile?

Ben

Metairie, LA

 

Good Question,

Yes, there is a type of SR-22 insurance that is available to individuals who need this financial responsibility certificate of insurance but do not own an automobile. This type of insurance is called a SR-22 non owners insurance.

Even though you do not own an automobile you may still be required to obtain an SR22 non owners insurance. The automobile is not covered by an SR22 or a non-owners insurance policy. Some people get confused and think that a non-owners insurance policy is the best insurance coverage. This SR22 non owners insurance policy only covers liability up to the limits bought. It does not cover the automobile that you are operating, but only the liability that the driver may cause.

You can operate any vehicle, but the SR22 non-owners insurance coverage will only cover the liability portion up to the limits of your SR-22 insurance. It will not cover the vehicle you are operating.

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