Will my rates go up if I have a DUI/DWI conviction and will I be able to get insurance?

Paul

Sulphur LA.

Paul,

Nothing will raise your rates higher or quicker than a DUI conviction.

Some car insurance companies don’t even offer SR-22 policies, so you may be nonrenewed or cancelled because your company can no longer provide what you need.

Your ultimate destiny rests with your car insurance company.

 For example, one insurance company’s action depends on which subsidiary you’re with. The insurer reviews rate-increase decisions on a case-by-case basis. If you have a preferred policy with your insurance company and receive a DUI, they may move you into another policy, which could be its standard-policy for riskier drivers and higher car insurance rates.

 It doesn’t end there. Your DUI conviction will follow you if you apply for life insurance and could affect your premiums there, too.

Great Question

Tags: Car Insurance Companies, Car Insurance Company, Car Insurance Rates, Case Basis, Dui Conviction, Dui Dwi, Dui Insurance, Insurance Louisiana, Insurer, Preferred Policy, Premiums, Rate Increase, Sr 22