Louisiana Car Insurance

Your Zip Code:
Save on insurance!
Your information is secure!

Posts Tagged Auto Insurance

Auto Insurance Lake Charles Louisiana


How do safe drivers ultimately affect your own car insurance?

Ted

Lake Charles,LA.

 

Ted,

When you live in a town with low accident and car-theft rates, you’ll pay relatively less for your car insurance. The Insurance Information Institute (III) publishes the most and least expensive cities in which to insure your car , which is a interesting in comparison  study. The most expensive cities for car insurance, according to III, are all either major cities (Los Angeles, Philadelphia) or urban areas surrounding a major city (Newark and Hempstead, N.Y.), with the notable exception of Detroit, which actually ranked first by a comfortable margin.

 

Great Question.

Tags: , , , , , , ,

SR22 Insurance Baton Rouge Louisiana


 

Will my employee auto insurance cover me if I get convicted of a DUI/DWI?

Ted

Baton Rouge, LA.

 

Ted,

 Not all employers offer this type of auto insurance either and most of the major insurance carriers will likely drop you after your DUI conviction (or whenever they find out about the DUI on your driving record) as they don’t insure high risk policies.

The thing to remember about getting auto insurance after a DUI conviction is that there are no laws in effect that regulate the premiums that are charged. What this means is that each company is free to charge whatever prices they want in order to issue you one of these high risk SR22 insurance policies. Knowing this, the best thing you can do is to comparison shop and get quoted on as many policies as you possibly can before deciding on a particular insurance provider.

 

Interesting Question.

Tags: , , , , , , , , , ,

Auto Insurance Vinton Louisiana

What is liability insurance?

Fred

Vinton , LA.

Fred, 

 Liability insurance is Liability coverage limits (that’s for the damage you do to others) are written as three numbers, such as 20/40/10. That translates to $20,000 in bodily injury coverage per person, $40,000 in bodily injury coverage per accident and $10,000 in property-damage coverage per accident.

 Liability coverage is essential. States require certain levels of minimum liability insurance because that’s the coverage that pays for damage you do to others, including bodily injury and property damage. It also pays for your legal bills if you cause an accident.

Great Question. 

 

Tags: , , , , , , , , , ,

Cheap SR 22 quotes Sulphur Louisiana

How does one find the best DUI auto insurance?

Shawn

Sulphur, LA.

Shawn, 

If you have been unfortunate enough to be convicted of DUI/DWI, then you are considered a high risk driver.  No matter where you live, being a high risk driver means that your car insurance costs will be higher than the average insurances. Many insurance companies will not even want to insure you. However you can even find cheap DUI insurance rates, especially compared to high risk pool rates that many states offer.

Before you give consideration to the assigned pool for high risk drivers that your state may have, keep in mind that these rates are extraordinarily high. You can go online and check out the quotes from private insurance companies. These companies specialize in SR22 insurance or high risk drivers. This way you can get several quotes at one time.

Great Question.

Tags: , , , , , , , , , , , , , , ,

Will my Auto Insurance increase?

If you are convicted of a DUI and your insurance carrier cancels your policy, your “red flag” status will likely have a dramatic impact on the premiums you will pay at a new insurance company.

Tags: , , , , , ,

Affiliate Agreement  | Terms Of Use  | DMCA Notice  | Privacy Policy  | Anti-Spam Policy  | About Us  | Contact Us